cover - to include or protect against loss, damage, or risk, beneficiary - the person who receives money or benefits from an insurance policy, mandatory - required by law or rules; not optional., policyholder - the person who owns the insurance policy, copay - a small fee you pay when receiving services., liability - legal responsibility for something, especially for paying money., eligible - to meet the requirements needed to get something., premium - the amount of money paid regularly for an insurance policy., out-of-pocket - what you pay yourself, not covered by insurance., no-fault - a type of insurance where each person’s own insurance pays, no matter who caused the accident., Prior authorization - approval needed from insurance before treatment.,

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